:root {
  --paper: #F5F2EA;
  --ink: #202326;
  --accent: #946C2C;
  --muted: #4F5653;
  --card: #FFFFFF;
  --line: rgba(32, 35, 38, 0.14);
  --soft: rgba(148, 108, 44, 0.10);
  --max: 1120px;
  --radius: 22px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  line-height: 1.6;
  text-rendering: optimizeLegibility;
}

a { color: inherit; }
.shell { width: min(var(--max), calc(100% - 40px)); margin-inline: auto; }
.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: color-mix(in srgb, var(--paper) 90%, transparent);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--line);
}
.header-inner { min-height: 78px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 12px; text-decoration: none; }
.brand-mark {
  width: 38px; height: 38px; display: grid; place-items: center;
  border: 1px solid var(--accent); color: var(--accent); border-radius: 11px;
  font-family: Georgia, "Times New Roman", serif; font-size: 21px; font-weight: 700;
}
.brand-copy { display: grid; line-height: 1.15; }
.brand-copy strong { letter-spacing: 0.01em; }
.brand-copy small { margin-top: 5px; color: var(--muted); font-size: 0.76rem; }
.header-link { color: var(--muted); font-size: 0.9rem; text-underline-offset: 4px; }

.hero { padding: 104px 0 74px; }
.eyebrow { color: var(--accent); font-size: 0.76rem; font-weight: 800; letter-spacing: 0.16em; text-transform: uppercase; }
h1, h2, h3 { margin-top: 0; letter-spacing: -0.03em; }
h1 {
  max-width: 900px; margin: 18px 0 26px;
  font-family: Georgia, "Times New Roman", serif;
  font-weight: 500; font-size: clamp(3.2rem, 7.5vw, 6.7rem); line-height: 0.98;
}
.hero-lede { max-width: 760px; font-size: clamp(1.12rem, 1.8vw, 1.35rem); color: var(--muted); line-height: 1.65; }
.status-card {
  max-width: 760px; margin: 34px 0 22px; padding: 18px 20px;
  border: 1px solid color-mix(in srgb, var(--accent) 45%, var(--line));
  background: var(--soft); border-radius: 16px; display: flex; gap: 12px; align-items: flex-start;
}
.status-card p { margin: 0; }
.status-dot { width: 9px; height: 9px; flex: 0 0 9px; margin-top: 8px; border-radius: 50%; background: var(--accent); }
.primary-cta {
  display: inline-flex; align-items: center; gap: 12px; margin-top: 6px; padding: 13px 18px;
  background: var(--ink); color: var(--paper); border-radius: 999px; text-decoration: none; font-weight: 700;
}
.primary-cta:hover { transform: translateY(-1px); }
.risk-brief {
  max-width: 880px; margin-top: 42px; padding: 22px 24px;
  background: var(--card); border: 1px solid var(--line); border-radius: 18px;
}
.risk-brief h2 { margin-bottom: 8px; font-size: 1rem; letter-spacing: 0; }
.risk-brief p { margin: 0; color: var(--muted); font-size: 0.95rem; }

.section { padding: 78px 0; border-top: 1px solid var(--line); }
.section-heading { max-width: 790px; margin-bottom: 34px; }
.section-heading.narrow { max-width: 720px; }
h2 { font-family: Georgia, "Times New Roman", serif; font-weight: 500; font-size: clamp(2rem, 4vw, 3.55rem); line-height: 1.08; margin: 10px 0 0; }
h3 { font-family: Georgia, "Times New Roman", serif; font-size: 1.55rem; font-weight: 500; }
.card-grid { display: grid; gap: 18px; }
.card-grid.three { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.card {
  min-height: 245px; background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 28px;
  box-shadow: 0 14px 40px rgba(32,35,38,0.04);
}
.card-index { display: block; color: var(--accent); font-size: 0.77rem; font-weight: 800; margin-bottom: 52px; letter-spacing: 0.12em; }
.card p { color: var(--muted); margin-bottom: 0; }
.split { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 70px; align-items: start; }
.copy-stack { font-size: 1.16rem; }
.copy-stack p { margin-top: 0; }
.muted { color: var(--muted); }
.answer-card { max-width: 860px; padding: 32px; background: var(--ink); color: var(--paper); border-radius: var(--radius); font-size: 1.22rem; }
.answer-card p { margin: 0; }
.legal-section, .privacy-section { scroll-margin-top: 95px; }
.legal-copy { max-width: 850px; }
.legal-copy p { margin: 0 0 20px; color: var(--muted); }
.legal-copy strong { color: var(--ink); }
.legal-copy a { text-underline-offset: 4px; }
.privacy-section { padding-bottom: 96px; }

.site-footer { background: var(--ink); color: var(--paper); padding: 38px 0; }
.footer-grid { display: grid; grid-template-columns: 1fr auto; gap: 28px; align-items: start; }
.site-footer p { color: rgba(245,242,234,0.72); margin: 7px 0 0; }
.footer-links { display: flex; flex-wrap: wrap; gap: 18px; justify-content: flex-end; }
.footer-links a { color: var(--paper); text-underline-offset: 4px; }

@media (max-width: 800px) {
  .shell { width: min(100% - 28px, var(--max)); }
  .header-inner { min-height: 70px; }
  .brand-copy small { display: none; }
  .hero { padding: 74px 0 58px; }
  h1 { font-size: clamp(3rem, 15vw, 5rem); }
  .card-grid.three, .split, .footer-grid { grid-template-columns: 1fr; }
  .split { gap: 28px; }
  .card { min-height: auto; }
  .card-index { margin-bottom: 28px; }
  .section { padding: 60px 0; }
  .footer-links { justify-content: flex-start; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; }
}